It's days like today that you can either laugh: or you can hang up the phone in a huffy mess

Guess which one Husband picked?

This is another one of those stories that starts with "guess what, I was at the store and my bank card wouldn't work and the lady was so nice trying to help me because OBVIOUSLY something was wrong with the machine that kept screaming DENIED at me when it turns out, actually, we have ZERO dollars in our account."

"That's impossible" my brain screams. "You JUST checked it and you have MANY dollars in your account."

And then it dawns on you... what has Husband charged now?

This is the thing about having a joint account that nobody tells you. In this day and age with all the debit cards and credit cards and cards and cards... somehow, someway you will overdraw your account because SOMEBODY (ahem, I'm not saying who) never makes it their priority to check the balance AND/OR learn the password to access the account online. And somebody (I'm not saying who) figures that their bill paying is the MOST important bill to be paid and therefore the money should just BE there.

In the end the bank understands, says something about how you actually do have money it's just not available to you until the deposit clears. And Husband calls back and says something about how in the future you should tell him if you deposit money via ATM's or an actual person. And you throw out something about how you keep telling him the same password over and over again and it's not that hard to remember since it's his LAST NAME.

And then you scrounge up change from your desk and your purse and you buy yourself a Snickers bar for lunch.

It really satisfies...